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How much money do I need for Financial Independence?


This calculator helps you determine how much money you need to reach financial independence.  While there are many factors influencing this number, studies show that in a well invested portfolio a 4% withdrawal rate is very likely to allow you to live out of your investments.

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Earn Money


One of the first and best approaches when thinking about how to earn money is to identify what do we already have that can be monetized - it can be knowledge or sometimes assets or things we already have. A tool that has proven very helpful and successful for many, is becoming an Airbnb host.  

Whether you have a spare room in your apartment or you would like to venture into the world of entrepreneurship through a side hustle, with Airbnb you can start generating income very quickly.

Click below to find out what the potential income of becoming a host in your city could be, and get an initial bonus when registering as a host through the link below.

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Interactive Brokers

Invest with the lowest fees and a wide range of financial products. This is one of my favorite brokers and by using the link below you can get up to $1.000 of free IBKR stock when opening an account, that you can keep or sell to use how you prefer.

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Invest in tax advantaged accounts in Switzerland with low fees.

With the codes below you get the administration fees for the first 1.000 CHF waived for a lifetime.

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Vested Benefits

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* available only for residents in Switzerland


Invest in tax advantaged accounts in Switzerland with low fees. Use the code below you get 35 CHF fees credit.

* available only for residents in Switzerland


Book Recommendations

Your Money or Your Life

by Vicki Robins

"Your Money or Your Life" by Vicki Robin is a transformative personal finance book that challenges conventional notions about money and happiness. It advocates for a mindful and intentional approach to spending and emphasizes the importance of aligning one's values with financial choices. Through practical steps and insights, the book guides readers toward achieving financial independence and a more fulfilling life by redefining their relationship with money.

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Rich Dad Poor Dad

by Robert Kiyosaki 

"Rich Dad Poor Dad" by Robert Kiyosaki is a personal finance classic that contrasts the financial philosophies of the author's biological father (referred to as "Poor Dad") and the father of his childhood friend (referred to as "Rich Dad"). The book explores key principles of wealth-building, emphasizing the importance of financial education, investing, and cultivating assets that generate passive income. Kiyosaki challenges traditional notions about money and offers insights into developing a mindset that can lead to financial success and independence.

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